/* =========================================================
   Circle Smart — hoja de estilos propia
   Paleta e identidad visual originales, sin relación con
   ninguna marca, banco o entidad financiera mencionada.
   ========================================================= */

:root{
  /* Paleta propia: petróleo profundo + arena cálida + terracota */
  --cs-ink:        #1B1B1F;
  --cs-petrol:     #123A3D;
  --cs-petrol-2:   #1C5257;
  --cs-sand:       #F4EEE3;
  --cs-sand-2:     #EAE1CF;
  --cs-terracota:  #C1652F;
  --cs-terracota-2:#A4501F;
  --cs-gold:       #C99A3A;
  --cs-line:       #D9CFB8;
  --cs-white:      #FFFDF8;
  --cs-muted:      #5B5B52;

  --cs-radius: 14px;
  --cs-shadow: 0 6px 24px rgba(18, 58, 61, 0.12);
  --cs-maxw: 1120px;
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  background:var(--cs-sand);
  color:var(--cs-ink);
  font-family:'Source Sans 3','Inter',system-ui,-apple-system,Segoe UI,sans-serif;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{
  font-family:'Fraunces','Lora',Georgia,serif;
  color:var(--cs-petrol);
  line-height:1.15;
  margin:0 0 .5em 0;
  font-weight:600;
}
p{margin:0 0 1.1em 0;}
a{color:var(--cs-terracota-2);text-decoration:none;}
a:hover{text-decoration:underline;}
img{max-width:100%;display:block;}
.wrap{max-width:var(--cs-maxw);margin:0 auto;padding:0 24px;}

/* ---------- Cinta de exención superior (solo Inicio) ---------- */
.cs-disclaimer-top{
  background:var(--cs-petrol);
  color:var(--cs-sand);
  font-size:.86rem;
  padding:10px 0;
  text-align:center;
}
.cs-disclaimer-top .wrap{padding:0 24px;}
.cs-disclaimer-top strong{color:var(--cs-gold);}

/* ---------- Header ---------- */
header.cs-header{
  background:var(--cs-white);
  border-bottom:1px solid var(--cs-line);
  position:sticky;top:0;z-index:20;
}
.cs-header-inner{
  display:flex;align-items:center;justify-content:space-between;
  padding:16px 24px;max-width:var(--cs-maxw);margin:0 auto;flex-wrap:wrap;gap:10px;
}
.cs-brand{display:flex;align-items:center;gap:12px;}
.cs-logo{width:38px;height:38px;flex:none;}
.cs-brand-text{display:flex;flex-direction:column;line-height:1.15;}
.cs-brand-name{
  font-family:'Fraunces','Lora',serif;font-weight:700;font-size:1.35rem;color:var(--cs-petrol);
  letter-spacing:.2px;
}
.cs-tag{
  font-size:.66rem;text-transform:uppercase;letter-spacing:.09em;
  color:var(--cs-white);background:var(--cs-terracota);
  padding:3px 8px;border-radius:20px;display:inline-block;margin-top:3px;width:fit-content;
  font-weight:600;
}
nav.cs-nav{display:flex;gap:22px;flex-wrap:wrap;}
nav.cs-nav a{
  color:var(--cs-ink);font-size:.95rem;font-weight:600;
  border-bottom:2px solid transparent;padding-bottom:3px;
}
nav.cs-nav a:hover{text-decoration:none;border-bottom-color:var(--cs-terracota);}

/* ---------- Exención inline (junto a menciones destacadas) ---------- */
.cs-exencion{
  background:var(--cs-sand-2);
  border-left:4px solid var(--cs-terracota);
  padding:12px 16px;
  font-size:.88rem;
  color:var(--cs-muted);
  border-radius:4px;
  margin:14px 0 26px 0;
}
.cs-exencion strong{color:var(--cs-petrol);}

/* ---------- Hero (Inicio) ---------- */
.cs-hero{
  background:linear-gradient(155deg,var(--cs-petrol) 0%,var(--cs-petrol-2) 100%);
  color:var(--cs-sand);
  padding:64px 0 76px 0;
  position:relative;
  overflow:hidden;
}
.cs-hero .wrap{position:relative;z-index:2;}
.cs-hero h1{color:var(--cs-white);font-size:2.5rem;max-width:720px;}
.cs-hero p.lead{color:#DCE6E4;font-size:1.15rem;max-width:640px;}
.cs-hero-rings{position:absolute;right:-60px;top:-60px;width:420px;height:420px;opacity:.18;z-index:1;}
.cs-what{
  display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:34px;max-width:760px;
}
@media(max-width:640px){.cs-what{grid-template-columns:1fr;}}
.cs-what-card{
  background:rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.16);
  border-radius:var(--cs-radius);
  padding:16px 18px;
}
.cs-what-card h3{color:var(--cs-white);font-size:1rem;margin-bottom:6px;}
.cs-what-card p{color:#D8E2E0;font-size:.92rem;margin:0;}
.cs-what-card.no h3{color:var(--cs-gold);}

/* ---------- Grid de artículos ---------- */
.cs-section{padding:56px 0;}
.cs-section-head{display:flex;align-items:baseline;justify-content:space-between;margin-bottom:26px;flex-wrap:wrap;gap:10px;}
.cs-section-head h2{margin:0;}
.cs-kicker{
  text-transform:uppercase;letter-spacing:.1em;font-size:.75rem;font-weight:700;
  color:var(--cs-terracota-2);margin-bottom:8px;display:block;
}
.cs-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;}
@media(max-width:900px){.cs-grid{grid-template-columns:1fr 1fr;}}
@media(max-width:640px){.cs-grid{grid-template-columns:1fr;}}
.cs-card{
  background:var(--cs-white);border:1px solid var(--cs-line);border-radius:var(--cs-radius);
  overflow:hidden;display:flex;flex-direction:column;box-shadow:var(--cs-shadow);
  transition:transform .15s ease;
}
.cs-card:hover{transform:translateY(-3px);}
.cs-card-icon{
  height:120px;background:var(--cs-sand-2);display:flex;align-items:center;justify-content:center;
}
.cs-card-icon svg{width:52px;height:52px;}
.cs-card-body{padding:18px 20px 22px 20px;flex:1;display:flex;flex-direction:column;}
.cs-card-body span.cat{font-size:.72rem;text-transform:uppercase;letter-spacing:.07em;color:var(--cs-terracota-2);font-weight:700;}
.cs-card-body h3{font-size:1.12rem;margin:8px 0 8px 0;}
.cs-card-body p{font-size:.92rem;color:var(--cs-muted);flex:1;}
.cs-card-body .read{font-weight:700;font-size:.88rem;margin-top:10px;}

/* ---------- Acerca de: dos columnas ---------- */
.cs-about-grid{
  display:grid;grid-template-columns:340px 1fr;gap:48px;align-items:start;padding:56px 0 70px 0;
}
@media(max-width:820px){.cs-about-grid{grid-template-columns:1fr;}}
.cs-about-photo{
  background:var(--cs-white);border:1px solid var(--cs-line);border-radius:var(--cs-radius);
  padding:26px;text-align:center;box-shadow:var(--cs-shadow);position:sticky;top:96px;
}
.cs-avatar{
  width:150px;height:150px;border-radius:50%;margin:0 auto 16px auto;
  background:linear-gradient(155deg,var(--cs-petrol),var(--cs-terracota));
  display:flex;align-items:center;justify-content:center;
}
.cs-avatar svg{width:70px;height:70px;}
.cs-about-photo h3{font-size:1.05rem;margin-bottom:2px;}
.cs-about-photo .role{color:var(--cs-muted);font-size:.86rem;margin-bottom:14px;}
.cs-about-photo .facts{text-align:left;font-size:.84rem;color:var(--cs-muted);border-top:1px solid var(--cs-line);padding-top:14px;}
.cs-about-photo .facts div{margin-bottom:6px;}
.cs-about-body h2{margin-top:0;}
.cs-about-body h3{font-size:1.15rem;margin-top:30px;}

/* ---------- Política editorial: lista numerada con iconografía ---------- */
.cs-policy-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:22px;}
.cs-policy-item{
  display:grid;grid-template-columns:56px 1fr;gap:18px;
  background:var(--cs-white);border:1px solid var(--cs-line);border-radius:var(--cs-radius);
  padding:20px 22px;box-shadow:var(--cs-shadow);
}
.cs-policy-num{
  width:44px;height:44px;border-radius:50%;background:var(--cs-petrol);color:var(--cs-white);
  display:flex;align-items:center;justify-content:center;font-family:'Fraunces',serif;font-weight:700;font-size:1.1rem;
}
.cs-policy-item h3{font-size:1.05rem;margin-bottom:6px;}
.cs-policy-item p{margin:0;color:var(--cs-muted);font-size:.94rem;}

/* ---------- Páginas legales: documento limpio ---------- */
.cs-legal{padding:56px 0 80px 0;}
.cs-legal .doc{
  background:var(--cs-white);border:1px solid var(--cs-line);border-radius:8px;
  padding:44px 48px;max-width:820px;margin:0 auto;
}
@media(max-width:640px){.cs-legal .doc{padding:28px 22px;}}
.cs-legal h1{font-size:1.9rem;border-bottom:2px solid var(--cs-line);padding-bottom:16px;margin-bottom:22px;}
.cs-legal h2{font-size:1.15rem;margin-top:32px;}
.cs-legal .updated{color:var(--cs-muted);font-size:.85rem;margin-bottom:26px;}
.cs-legal table{width:100%;border-collapse:collapse;margin:14px 0;font-size:.92rem;}
.cs-legal table th,.cs-legal table td{text-align:left;padding:8px 10px;border-bottom:1px solid var(--cs-line);}
.cs-legal table th{color:var(--cs-petrol);}
.cs-legal ul{padding-left:22px;}
.cs-legal li{margin-bottom:6px;}

/* ---------- Artículo ---------- */
.cs-article-hero{background:var(--cs-sand-2);padding:44px 0 34px 0;border-bottom:1px solid var(--cs-line);}
.cs-article-hero .cs-kicker{margin-bottom:10px;}
.cs-article-hero h1{font-size:2.1rem;max-width:800px;}
.cs-article-meta{color:var(--cs-muted);font-size:.88rem;margin-top:10px;}
.cs-article-body{max-width:760px;margin:0 auto;padding:44px 24px 70px 24px;}
.cs-article-body h2{font-size:1.35rem;margin-top:36px;}
.cs-article-body .sabias-que{
  background:var(--cs-petrol);color:var(--cs-sand);border-radius:var(--cs-radius);
  padding:22px 24px;margin:28px 0;
}
.cs-article-body .sabias-que strong{color:var(--cs-gold);display:block;margin-bottom:6px;font-size:.85rem;text-transform:uppercase;letter-spacing:.06em;}
.cs-article-body .fuentes{
  margin-top:40px;padding-top:20px;border-top:1px solid var(--cs-line);font-size:.9rem;color:var(--cs-muted);
}
.cs-article-body .fuentes h2{font-size:1rem;color:var(--cs-petrol);}
.cs-article-body .fuentes ul{padding-left:20px;}
.cs-carac{
  display:inline-flex;align-items:center;gap:6px;background:var(--cs-sand-2);
  border:1px solid var(--cs-line);border-radius:20px;padding:5px 12px;font-size:.78rem;
  color:var(--cs-petrol);font-weight:600;margin-bottom:16px;
}

/* ---------- CTA / newsletter (sin captación de datos sensibles) ---------- */
.cs-cta{
  background:var(--cs-sand-2);border-top:1px solid var(--cs-line);border-bottom:1px solid var(--cs-line);
  padding:44px 0;text-align:center;
}
.cs-cta h2{margin-bottom:10px;}
.cs-cta p{color:var(--cs-muted);max-width:560px;margin:0 auto 18px auto;}
.cs-btn{
  display:inline-block;background:var(--cs-terracota);color:var(--cs-white);
  padding:12px 26px;border-radius:30px;font-weight:700;font-size:.95rem;
}
.cs-btn:hover{background:var(--cs-terracota-2);text-decoration:none;}

/* ---------- Footer ---------- */
footer.cs-footer{background:var(--cs-petrol);color:#CBD9D7;padding:50px 0 26px 0;}
.cs-footer-disclaimer{
  background:rgba(0,0,0,.18);border-radius:var(--cs-radius);padding:18px 22px;font-size:.85rem;
  margin-bottom:34px;color:#E3ECEA;
}
.cs-footer-disclaimer strong{color:var(--cs-gold);}
.cs-footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px;}
@media(max-width:760px){.cs-footer-grid{grid-template-columns:1fr;}}
.cs-footer-grid h4{color:var(--cs-white);font-family:'Source Sans 3',sans-serif;font-size:.82rem;text-transform:uppercase;letter-spacing:.08em;margin-bottom:14px;}
.cs-footer-grid ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:9px;}
.cs-footer-grid a{color:#CBD9D7;font-size:.92rem;}
.cs-footer-grid a:hover{color:var(--cs-white);}
.cs-footer-brand .cs-brand-name{color:var(--cs-white);}
.cs-footer-brand p{color:#AEC0BD;font-size:.86rem;margin-top:10px;max-width:320px;}
.cs-footer-bottom{
  border-top:1px solid rgba(255,255,255,.12);margin-top:38px;padding-top:20px;
  font-size:.8rem;color:#9FB3AF;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;
}